Central Auto Sales
2677 E College Ave
Decatur, GA 30030
Whether you call it buy here-pay here, special finance, or in house financing it`s all about the relationship! We finance people not paper, so No credit check required to apply. Our financing programs are designed for people with less than perfect credit and first time buyers who may need to establish credit. Put our experience to work for you. Own your car in about three years with low down payments and comfortable weekly, bi-weekly, or monthly payment options that fit your budget. You can get pre-approved auto financing or just come in today. Central Auto Sales offers same day approvals and makes short term financing a reality, putting the car of your choice in your driveway today!
Central Auto Sales specializes in rebuilding your credit fast by reporting to Equifax monthly. It really doesn`t matter what caused your credit troubles; like the economy, job loss, foreclosure, recent repossession, unpaid medical bills or student loans, credit card charge off, tax liens or bankruptcy. What does matter is there is hope and we can secure your financial future regardless of your current credit situation - today!
Although no credit check is required for underwriting decisions, a credit report will be utilized to verify your identity and confirm the information provided on the customer application. We are not concerned about your credit Beacon scores as much as other indicators of your ability to afford the loan. We are much more interested in your stability in the area and on the job, your debt to income ratio and ability to repay the loan, as well as your proven willingness to do so.
The terms of the loan are generally 30 months or less and the typical vehicle purchased through our program is around 6 years old. Financing terms are determined by several variables such as down payment- determined by the age and price of the vehicle, maximum number of months financing can be provided, as well as your determined ideal target payment range. Our experienced finance managers will help design a program based on your selection and personal situation to ensure financial success.